If you open your social feeds on this morning of January 15, 2026, you will see the usual parade of “Finfluencers” screaming about the next AI revolution or quantum computing breakthrough. They promise you 100x returns. They tell you, “this time is different.” They are lying. Or, at best, they are useful idiots for a…
The most persistent lie in housing is that a house is a ‘savings account.’ A proper real estate depreciation analysis reveals the truth: you are buying a rotting asset. That slogan survives because it’s emotionally satisfying and arithmetically lazy. If you want a real estate ROI reality check, stop reading listings and start reading balance…
As we step into 2026, the “New Year, New Wealth” resolutions are in full swing. Financial influencers are flooding feeds with charts of the S&P 500, promising that “lazy investing” is your golden ticket to a private island. They point to the double-digit returns of 2024 and 2025 as proof that the index is a…
In the high-stakes world of finance, there is a persistent, profitable industry built on a single headline: “The Crash is Coming.” As we move through 2025, influential voices and viral social media clips are once again touting recession warnings, urging retail investors to move to cash before the “inevitable” collapse. This alarmist rhetoric serves a…
